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Disclaimer: Important legal information

Persons who access the material made available at the company's website on the worldwide web ("Kaba Website") agree to the following:

Use of the Kaba Website
The entire content of this Kaba Website is subject to copyright with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Kaba Website, provided that you do not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Kaba Website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Kaba Website without the prior written permission of Kaba.

No Offer
Nothing on the Kaba Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

No Reliance
While Kaba uses reasonable efforts to obtain information from sources which it believes to be reliable, Kaba makes no representation that the information or opinions contained on the Kaba Website is accurate, reliable or complete. The information and opinions contained in the Kaba Website are provided by Kaba for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Kaba Website constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No Warranty
The information and opinions contained on the Kaba Website is provided without any warranty of any kind, either express or implied.

Limitations of Liability
In no event, including (without limitation) negligence, will Kaba be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Kaba Website.

Linked Websites
When you access certain links on the Kaba Website you may leave the Kaba Website. Kaba has not reviewed any of the websites linked to the Kaba Website and does not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.

Material Interests
The Kaba Group and/or its directors, officers and employees may have or have had interests or positions or traded or acted as market makers in relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of relevant companies.

Investment Performance
The past is not necessarily a guide to the future performance of an investment. The value of investments may fall as well as rise and investors may not get back the amount invested. Changes in rates of foreign exchange may cause the value of investments to go up or down.

Local Legal Restrictions
The Kaba Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Kaba Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Kaba Website.

Website Statistics
To see how the Kaba Group Website performance is doing and where it rates with others so that Kaba can better serve its customers and visitors, Kaba uses the Google Analytics service to monitor and log Website traffic. At the suggestion of Google, the following pertains to the Google Analytics service:
"This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above."

This website uses Google Analytics with the “anonymizeIp()” function that will store IP addresses in a shortened version which can not be linked to individuals to provide an additional level of privacy for visitors.

Data Protection Terms
Kaba takes the security and privacy of your personal information very seriously and will process any personal data obtained as a result of your use of the website in accordance with the applicable data protection legislation.
You are aware and accept that we might transfer your name, address, email address and/or any other personal information to any third party (i) for processing the data in accordance with the purpose for which it was submitted, (ii) as part of a restructuring or sale of Kaba, (iii) to support our customer relationship with you (especially direct mar-keting or market research) or (iv) where we are required by law or legal process to di-vulge your personal information.
The data that we collect from you may be transferred to, and stored at, a destination outside Switzerland and the European Union (EU) where the applicable data protection legislation might be inadequate from a Swiss or EU perspective.
By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with these Data Protection Terms.

Changes to Disclaimer
We aim to keep this Disclaimer in line with the internet and the applicable laws as they evolve. For this purpose, we reserve the right to review and amend this Disclaimer on a regular basis. As a user of the Kaba Website, please check this page regularly to keep up-to-date with the applicable Disclaimer.